Business Insurance

Business Insurance for Protection and Peace of Mind

At FA Insurance Services Corp., we are passionate about matching our clients with optimal insurance policies so their companies can continue to thrive. You may be starting a new business or considering switching to a new commercial insurance policy. Whatever your situation, it is important to explore all your options. Our certified agents are knowledgeable about the business insurance policies available to you in Cutler Bay, Doral and Homestead, FL. After understanding the specifics of your business structure, value, employees and other specifics, we can deliver targeted policy options to you. Contact us today and make the first step to protect your livelihood with business insurance today.

The Right Coverage for Each Aspect of Your Business

There are a few aspects of business insurance which the large majority of small businesses require.

General Liability Insurance

General liability insurance is one pillar of coverage that protects you in the event of an injury or property damage that occurs at your company or because of your company’s actions. Liability insurance provides financial compensation for legal fees you incur to defend yourself if a lawsuit is brought against you. It also will pay for any penalties or damages you are ordered to pay, up to your coverage limit. We can help you determine what policy limits are right for your company dependent upon your size, type of business and other factors.

Commercial Property Insurance

Commercial property insurance is designed to protect the physical structure where your business operates and any property owned by it. This includes your equipment, electronics, any product or materials and other property owned by your company. You can select from a wide range of coverage limits for property coverage limits depending on your business and what type of service or product you offer. We may be able to combine your general liability insurance and commercial property insurance into a combined package called a business owner’s plan (BOP).

Commercial Vehicle Insurance

Commercial vehicle insurance is an optional additional coverage option for our clients who operate motor vehicles as a part of their business. This covers employees if they are in an accident or cause an accident on business property, at a job site or en route to or from work.

Workers’ Compensation Insurance

You are required to have a workers’ compensation insurance policy to operate a business in Cutler Bay, Doral, Homestead or anywhere else in Florida. If an employee is injured while at work, workers’ compensation insurance provides them financial compensation for their medical coverage, lost work hours and more.

Umbrella Insurance

Commercial umbrella insurance, as its name implies, covers a broad spectrum of insurance needs. It covers catastrophic losses that may not be covered by your other business insurance coverage. Your FA Insurance Services Corp. agent can help you determine if you require umbrella insurance.

Leave Your Commercial Insurance Protection to Us

Running a business requires a great deal of time and effort. When you choose to work with FA Insurance Services Corp., you receive our expertise and our dedication. Enjoy the peace of mind that comes with If you run a business in Coral Bay, Homestead, Doral or surrounding areas, contact us for a complimentary consultation and free quote.